FAQ: Health Insurance Enrollment for Kroger Members

Open enrollment for Kroger members to select health insurance coverage for 2023 is November 7th - December 5th, 2022. You can view your benefit options at https://heartlandwellnessfund.com/member-xg/.

This year enrollment for 2023 health insurance benefits is evergreen. What does that mean?

It means the coverage you had in 2022 will automatically roll over to 2023. You do not have to login to enroll this year unless you want to make a change (like adding a spouse or child). If you would like to see what coverage you will be enrolled in you can visit: https://heartlandwellnessfund.com/member-xg/

You will receive new insurance ID cards before the 1st of the New Year. If you waived coverage in 2022 and would like to waive coverage in 2023 you don’t need to do anything.

I had health insurance in 2022 and I would like to make a change to my coverage for 2023. What should I do?

  1. Call the Heartland Fund office at (937) 665-1900 to make changes to your current benefits. The Heartland Fund office is open Monday - Friday from 8am-5pm (eastern time).

  2. Fill out this form and email it to the Heartland office at oe@ufcwbenefitplan.com.

If you are having trouble enrolling or what to confirm your changes were made your Union Representative can help! Visit our Union Directory to send your Union Representative a message.

I am newly eligible for health insurance or I waived coverage in 2022, but want coverage in 2023. What do I need to do to enroll for benefits in 2023?

Login to the website to enroll for your health insurance benefits in 2023. You can also call the Heartland Fund office at (937) 665-1900 Monday - Friday between 8am-5pm (eastern time). If you need assistance your Union Representative can help! Click here to send your Union Representative a message. If you waived coverage in 2022 and would like to waive coverage in 2023 you don’t need to do anything.

Caitlin Blair